Creekstone Benefits


From the Experts

New Rating Structure for Children 15 and Older

If you have a child that is age 15-20 be aware that their coverage through the Marketplace in 2018 will be higher than before.


The federal child age bands for premium rates have been updated to better reflect the health risk of children and to avoid significant premium increases for an individual when they reach age 21.

For the plan year 2018, there is:

  • One age band for individuals age 0-14,
  • One-year age bands for individuals between ages 15-63, and
  • One age band for individuals age 64 and older
Michelle Newman