Resources
What is included as Income
Subsidies are based on Modified Adjusted Gross Income (MAGI)
Earned Income
Pension
Social Security Income
Social Security Disability Income - but NOT Supplemental Security Income (SSI)
Alimony if you were divorced before January 1, 2019
Investment Income (not Roth IRA’s)
Unemployment Compensation
Capital Gains
Dividends
Taxable Refunds
Tax Exempt Interest
This is NOT a complete list of everything that counts towards income. For more information, please visit the Marketplace website.
General Information:
Subsidy Calculator Information is NOT tracked
Important details
138% is the Medicaid cut off for adults and families. (If your state expanded Medicaid)
206% is the cut off for Medicaid for children.
There is an additional Cost Sharing Reduction Subsidy for people between 138% - 250%. The best subsidies are offered between 138-150% of FPL.
2024 Federal Poverty Guidelines - Apply to the 2025 Marketplace Plan Year
Due to the passage of the 2021 American Rescue Plan, subsidies no longer stop at 400% of FPL. Premium subsidies now stop when the cost for the Benchmark silver plan in your county is less than 8.5% of household income.